Discussion · House of Representatives

Riley M. Moore Republican

“I want the House to pass this bill. It stops credit card companies from using special codes for gun stores. These codes could be used to track gun owners and create a list of who owns guns.”
Official Congressional Record

Mr. Speaker, I rise in support of my bill, H.R. 1181, the Protecting Privacy in Purchases Act. My bill preserves two fundamental rights: the right to privacy and the right to bear arms. Americans should not be forced to disclose to payment processors when they buy firearms. The bill preserves Americans’ rights by prohibiting the creation of a separate merchant category code for firearms. This would, of course, become a de facto gun registry. The bill also preempts harmful State laws and gives the Attorney General authority to take any bank or payment processor that assigns or requires a separate code to Federal court. For too long, the American people have had their rights undermined by the radical left. The bill’s premise is simple: no gun registries, period. In fact, this very body has twice prohibited these unjust registries, once in 1986 and again in 1993, to prohibit the left from destroying Americans’ rights. However, the gun-grabbing left never stops trying. In 2021, the progressive Amalgamated Bank lobbied the International Organization for Standardization to create a separate merchant category code for firearm retailers to advance a backdoor gun registry. Previously, these retailers had always been accurately categorized as miscellaneous retail stores or sporting goods stores. Amalgamated Bank was hell-bent on tracking firearm purchases. It pressured a faceless, unaccountable, foreign standards body in Geneva to stand up a new merchant category code explicitly targeting American gun owners and American businesses. When I was State treasurer in West Virginia, we said ``no’’ to the gun-grabbing progressive bank partnering with a European NGO destroying American rights. Under my leadership as State treasurer, West Virginia enacted one of the first bans on separate merchant category codes for firearms retailers, protecting the privacy of our State’s gun owners. Nineteen States after that followed suit. However, a patchwork of State regulations is not enough. California, Colorado, and New York currently mandate that firearm stores have a separate merchant category code, creating a de facto registry in some of the most populous States in our country. This cannot be allowed to stand. We have already seen the Biden administration pressure financial institutions to hand over data on their customers. A private database of gun owners falling into the hands of a future anti-gun administration is a threat that we cannot accept. Our God-given right to own a firearm does not stop at the border of blue States. Mr. Speaker, I thank my colleagues, Representatives Barr and Hudson, for their work on this bill. I also thank Chairman Hill for getting it across the finish line. I also thank Representative Stefanik for her leadership on this issue. These are our God-given rights, spelled out in our Constitution, and we proudly exercise them. We will not allow an elitist bank partnered with a foreign, faceless bureaucracy to rob Americans of their right to protect themselves. In West Virginia, we don’t ask permission to protect ourselves and our families, and no American should ever have to wonder whether buying a firearm will land them on a government watch list. Privacy and gun ownership go hand in hand. Mr. Speaker, I urge my colleagues to vote ``yes.’’

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