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Statement grade
The average of Signal, Relevance, Reasoning and Clarity. Average 77 / 100
Signal
66 / 100
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Relevance
63 / 100
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Reasoning
92 / 100
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Respect
–
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Clarity
88 / 100
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A score under 50 is red. Choose a measurement to see where it lost points and why; choose it again to clear.
Positioning 29% Claims 62% The ask 6% Procedure 2%
Structure · 23 steps
Claims · 7
This view breaks the statement into its steps and names what each one does.
Mr. Speaker, Positioning · 10 words we know how to support community banks and credit unions. Positioning Unearned certainty Claims · 47 words We just did that with our landmark housing bill, and I was pleased to work with the chairman of that committee, Mr. Hill. It became law just a few days ago and included five Republican bills and four Democratic ones that were focused on supporting community banks.1 Positioning · 15 words Now, here come Republicans to push for what they and their allies want: financial deregulation. Positioning Claims · 89 words This bill has 24 Republican provisions compared to just 2 from Democrats.2 In fact, I am disappointed that my friends on the other side of the aisle are advancing provisions that even contradict our carefully crafted bipartisan agreement in the housing bill. There is a provision in this bill on de novo banks that goes beyond our bipartisan deal, allowing regulators to decide whether to make permanent reforms that really should be for Congress to decide. We struck a compromise in passing the 21st Century ROAD to Housing Act, 3 The ask · 12 words and I think everyone who voted for that should honor that compromise. Positioning · 15 words Ultimately, Mr. Speaker, this bill is a distraction from what Congress should be focusing on: Positioning Claims · 22 words ending the affordability crisis caused by Trump’s failed policies. Off point Nothing in this bill will help consumers afford groceries or pay for gas. Positioning · 11 words Do you know who is not suffering during the affordability crisis? Positioning Claims · 62 words Wall Street. Off point This bill would loosen the guardrails on Wall Street mega banks even as they report record profits.4 Logical leap Even Chairwoman Foxx admitted that this bill is all about deregulation and rolling back Dodd-Frank, a law she said she strongly dislikes.5 Chairman Hill said they received drafting assistance from Trump’s regulators and banks, 6 but not from organizations that represent workers or consumers.7 Mr. Speaker, Positioning · 4 words we are not stupid. Positioning Claims · 19 words We understand that Trump controls all of his so-called organizations that are independent. Unearned certainty He tells them what to do. Procedure · 3 words We get that. Procedure Claims · 54 words He is in control. He is running this country. Those people who are selected to run these so-called independent agencies are those who will do nothing but what they are told to do. Off point Unearned certainty That is probably because the groups who represent actual people oppose this bill. That is what they are told to do. Positioning · 31 words That is the leadership they have. Off point Now is not the time to plant new seeds for the next crisis. Now is not the time to juice the mega banks’ profit margins. Positioning Claims · 19 words Now is not the time to legitimize Trump’s efforts to gut the CFPB, fair lending, and other consumer protections. Positioning · 57 words Again, I am so proud and pleased with the work we did in a bipartisan manner. I am so proud and pleased that we were able to negotiate through some very tough times. I am so proud to announce that we had to give some, and we took some. They gave some, and we worked it out. Positioning Claims · 18 words I don’t know exactly what they are being told by Trump, but I know Trump is in charge, Unearned certainty Positioning · 11 words and he is charging a lot of what is going on. Positioning Off point The ask · 21 words I urge my colleagues to please vote ``no’’ on this bill, and support the citizens, support their constituents, not Wall Street. Mr. Speaker, Procedure · 8 words I yield back the balance of my time. Procedure
At a glance
Lost points for Off point ×21 Positioning ×16 Unearned certainty ×4 Procedure ×2 Logical leap
Switch Claims on to list the checkable claims here.
What the tags mean →
Signal · 66
18 of 44 deductions are Signal
Signal checks whether every part makes a point, gives a reason, or asks for action. A low score means the speaker filled time with fluff, pleasantries, or attacks.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “we know how to support community banks and credit unions.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “Now, here come Republicans to push for what they and their allies want:” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “financial deregulation.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “Ultimately, Mr. Speaker, this bill is a distraction from what Congress should be focusing on:” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “Do you know who is not suffering during the affordability crisis?” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “we are not stupid.” Positioning: praise, blame or attack. No claim, reason or ask.
Procedure Throat-clearing: announcing what you are about to say, or the House’s routine business. What the tags mean → “We get that.” Procedure or throat-clearing: no claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “That is the leadership they have.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “Now is not the time to plant new seeds for the next crisis.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “Now is not the time to juice the mega banks’ profit margins.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “Again, I am so proud and pleased with the work we did in a bipartisan manner.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “I am so proud and pleased that we were able to negotiate through some very tough times.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “I am so proud to announce that we had to give some,” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “and we took some.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “They gave some,” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “and we worked it out.” Positioning: praise, blame or attack. No claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “and he is charging a lot of what is going on.” Positioning: praise, blame or attack. No claim, reason or ask.
Procedure Throat-clearing: announcing what you are about to say, or the House’s routine business. What the tags mean → “I yield back the balance of my time.” Procedure or throat-clearing: no claim, reason or ask.
Relevance · 63
21 of 44 deductions are Relevance
Relevance checks whether the speaker stays on topic and answers the question asked. A low score means the speaker dodged the issue. Measured against the bill under debate.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “ending the affordability crisis caused by Trump’s failed policies.” Blames Trump’s policies for the affordability crisis rather than addressing the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Do you know who is not suffering during the affordability crisis?” Rhetorical question about who suffers in the affordability crisis, not about the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Wall Street.” Answer to the rhetorical aside about Wall Street, not the bill’s content.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “we are not stupid.” Insult directed at colleagues, not about the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “We understand that Trump controls all of his so-called organizations that are independent.” Claims about Trump controlling agencies, not about the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “He tells them what to do.” Claim about Trump’s control, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “We get that.” Aside about Trump’s control, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “He is in control.” Claim about Trump running the country, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “He is running this country.” Claim about Trump running the country, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Those people who are selected to run these so-called independent agencies are those who will do nothing but what they are told to do.” Claims about leaders of independent agencies, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “That is what they are told to do.” Continues the Trump-control aside rather than the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “That is the leadership they have.” Comment on leadership style, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Again, I am so proud and pleased with the work we did in a bipartisan manner.” Pride in the earlier bipartisan bill, not the one under debate.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “I am so proud and pleased that we were able to negotiate through some very tough times.” Reflection on past negotiations, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “I am so proud to announce that we had to give some,” About the earlier compromise, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and we took some.” About the earlier compromise, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “They gave some,” About the earlier compromise, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and we worked it out.” About the earlier compromise, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “I don’t know exactly what they are being told by Trump,” Speculation about what colleagues are told by Trump, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “but I know Trump is in charge,” Claim about Trump being in charge, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and he is charging a lot of what is going on.” Wordplay on Trump’s control, not the bill.
Reasoning · 92
1 of 44 deductions are Reasoning
Reasoning checks for sound logic and solid support for any conclusion. A low score means the speaker made unsupported leaps or used weak arguments.
Logical leap A conclusion that does not follow from the reasons given for it. What the tags mean → “This bill would loosen the guardrails on Wall Street mega banks even as they report record profits.” Loosening guardrails on profitable mega banks is treated as planting seeds for a crisis, a causal step from deregulation to future collapse.
Conclusions found · 6
Conclusion “and I think everyone who voted for that should honor that compromise.”
Because “We struck a compromise in passing the 21st Century ROAD to Housing Act,”
“There is a provision in this bill on de novo banks that goes beyond our bipartisan deal, allowing regulators to decide whether to make permanent reforms that really should be for Congress to decide.”
Conclusion “Ultimately, Mr. Speaker, this bill is a distraction from what Congress should be focusing on:”
Because “Nothing in this bill will help consumers afford groceries or pay for gas.”
Conclusion “Now is not the time to plant new seeds for the next crisis.”
Because “This bill would loosen the guardrails on Wall Street mega banks even as they report record profits.”
Reason flawed Loosening guardrails on profitable mega banks is treated as planting seeds for a crisis, a causal step from deregulation to future collapse.
Conclusion “Now is not the time to juice the mega banks’ profit margins.”
Because “This bill would loosen the guardrails on Wall Street mega banks even as they report record profits.”
Conclusion “Now is not the time to legitimize Trump’s efforts to gut the CFPB, fair lending,”
Because “Even Chairwoman Foxx admitted that this bill is all about deregulation and rolling back Dodd-Frank, a law she said she strongly dislikes.”
Conclusion “I urge my colleagues to please vote ``no’’ on this bill,”
Because “That is probably because the groups who represent actual people oppose this bill.”
“but not from organizations that represent workers or consumers.”
Respect · no score
Not checked: graded before this measurement existed. Excluded from the average.
Respect checks whether the speaker argued with people’s positions and records rather than attacking the people: insults, mockery, or bad motives assigned to them. Criticism of what someone did, however strong, is not marked.
Clarity · 88
4 of 44 deductions are Clarity
Clarity checks for plain speaking, clear ownership of actions, and honest limits on certainty. A low score means vague promises or evasive language.
Unearned certainty Something stated as certain with nothing to back it. What the tags mean → “we know” Asserts shared knowledge with no source or evidence offered.
Unearned certainty Something stated as certain with nothing to back it. What the tags mean → “Trump controls all of his so-called organizations that are independent” A sweeping claim about control asserted without any source.
Unearned certainty Something stated as certain with nothing to back it. What the tags mean → “will do nothing but what they are told to do” States the behavior of agency officials with certainty and no evidence.
Unearned certainty Something stated as certain with nothing to back it. What the tags mean → “I know Trump is in charge” Personal certainty stands in for any source or proof.
Claims · 7
This list shows the factual statements you can check for yourself: the words as said, and the claim restated to stand on its own.
1 “It became law just a few days ago and included five Republican bills and four Democratic ones that were focused on supporting community banks” A housing bill supported by Waters and Chairman Hill became law in the days before July 21, 2026, and it included five Republican bills and four Democratic bills focused on supporting community banks. search 2 “This bill has 24 Republican provisions compared to just 2 from Democrats” The Main Street Capital Access Act contains 24 Republican provisions and 2 Democratic provisions. search 3 “the 21st Century ROAD to Housing Act” Congress passed a compromise housing bill called the 21st Century ROAD to Housing Act. search 4 “even as they report record profits” Wall Street mega banks are reporting record profits as of mid-2026. search 5 “Chairwoman Foxx admitted that this bill is all about deregulation and rolling back Dodd-Frank” Chairwoman Foxx said the Main Street Act is about deregulation and rolling back Dodd-Frank. search 6 “Chairman Hill said they received drafting assistance from Trump’s regulators and banks” Chairman Hill said the Main Street Act received drafting assistance from Trump administration regulators and banks. search 7 “but not from organizations that represent workers or consumers” Chairman Hill said the Main Street Act received no drafting assistance from organizations representing workers or consumers. search
