Analysis · Speech on a bill · beta

Maxine Waters

Democrat on Main Street Capital Access Act 2026-07-21

229 words · 13 sentences · 20 clauses

Statement grade

Average 94 / 100

A score under 50 is red. Choose a measurement to see where it lost points and why; choose it again to clear.

Procedure 18%Claims 82%

This view breaks the statement into its steps and names what each one does.

Mr. Speaker, Procedure · 9 wordsI yield myself such time as I may consume.Procedure Mr. Speaker, Claims · 16 wordsa wide variety of labor, consumer, and civil rights groups are strongly opposed to this bill. Procedure · 10 wordsLet me read from one of the letters we received: ProcedureClaims · 172 words``The National Community Reinvestment Coalition (NCRC) and our network of 700+ community organizations urge Members to oppose H.R.¹ 6955, the Main Street Capital Access Act and vote no on the House floor.’’ That is what we are being urged to do by our supporters. ``H.R. 6955 is a broad bank deregulation package that would weaken fair lending transparency, community accountability, bank supervision, and merger review. The bill would reduce the tools regulators and communities rely on to detect redlining, monitor access to credit, evaluate bank mergers, prevent harmful consolidation, and hold financial institutions accountable to the people they serve.’’ The signers of the letters don’t just come from blue States but from all over the United States of America. This includes Build WyCo from the great State of Kansas.² We also have Building Neighborhoods Together in Pennsylvania, Fair Housing Center of Northern Alabama, ³and Freedom Equity in Ohio.⁴ More signers include Georgia Advancing Communities Together, the Neighborhood Recovery Community Development Corporation in Texas, ⁵and the United States Broadway Corporation in New Mexico.⁶ Procedure · 13 wordsI could go on and on, but there is no time for that.Procedure Mr. Speaker, Procedure · 9 wordsI include in the Record the letter from NCRC.Procedure

At a glance

Lost points for

Switch Claims on to list the checkable claims here.

What the tags mean

Signal · 81

5 of 5 deductions are Signal

Signal checks whether every part makes a point, gives a reason, or asks for action. A low score means the speaker filled time with fluff, pleasantries, or attacks.

Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I yield myself such time as I may consume.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “Let me read from one of the letters we received:”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I could go on and on,”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “but there is no time for that.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I include in the Record the letter from NCRC.”Procedure or throat-clearing: no claim, reason or ask.

Relevance · 100

0 of 5 deductions are Relevance

Relevance checks whether the speaker stays on topic and answers the question asked. A low score means the speaker dodged the issue. Measured against the bill under debate.

Nothing lost points.

Reasoning · no score

No score: nothing is concluded. Excluded from the average.

Reasoning checks for sound logic and solid support for any conclusion. A low score means the speaker made unsupported leaps or used weak arguments.

Conclusions found · 0

None: nothing is concluded.

Respect · no score

Not checked: graded before this measurement existed. Excluded from the average.

Respect checks whether the speaker argued with people’s positions and records rather than attacking the people: insults, mockery, or bad motives assigned to them. Criticism of what someone did, however strong, is not marked.

Clarity · 100

0 of 5 deductions are Clarity

Clarity checks for plain speaking, clear ownership of actions, and honest limits on certainty. A low score means vague promises or evasive language.

Nothing lost points.

Claims · 6

This list shows the factual statements you can check for yourself: the words as said, and the claim restated to stand on its own.

1“``The National Community Reinvestment Coalition (NCRC) and our network of 700+ community organizations urge Members to oppose H.R.”A letter from the National Community Reinvestment Coalition states that NCRC and its network of 700+ community organizations urge Members to oppose H.R. 6955, the Main Street Capital Access Act.search
2“Build WyCo from the great State of Kansas”Build WyCo, an organization from Kansas, is a signer of the NCRC letter opposing H.R. 6955.search
3“Building Neighborhoods Together in Pennsylvania, Fair Housing Center of Northern Alabama”Building Neighborhoods Together (Pennsylvania) and the Fair Housing Center of Northern Alabama are signers of the NCRC letter opposing H.R. 6955.search
4“Freedom Equity in Ohio”Freedom Equity, an organization from Ohio, is a signer of the NCRC letter opposing H.R. 6955.search
5“Georgia Advancing Communities Together, the Neighborhood Recovery Community Development Corporation in Texas”Georgia Advancing Communities Together and the Neighborhood Recovery Community Development Corporation in Texas are signers of the NCRC letter opposing H.R. 6955.search
6“the United States Broadway Corporation in New Mexico”The United States Broadway Corporation in New Mexico is a signer of the NCRC letter opposing H.R. 6955.search

Analyzed on 2026-09-15