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Statement grade
The average of Signal, Relevance and Clarity is 63. The grade is held to 34, 30 above Relevance. 34 / 100, held down by Relevance
Signal
88 / 100
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Relevance
4 / 100
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Respect
–
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Clarity
98 / 100
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A score under 50 is red. Choose a measurement to see where it lost points and why; choose it again to clear.
Aside 4% Claims 77% Positioning 4% Reasoning 8% Promise 5% Procedure 2%
Structure · 13 steps
Claims · 5
This view breaks the statement into its steps and names what each one does.
Mr. President, Aside · 21 words I am looking forward to the day when the Senator from Florida and I can be working together on these issues. Aside Claims · 42 words As he knows very well, the University of Florida teaches the science of climate change. They have courses like Managing for a Changing Climate, Climate Change and Health, Climate Change Science and Solutions, Oceans and Global Climate Change, 1 and many, many others. Positioning · 24 words And it would be great if the science that the University of Florida teaches were also respected and reflected here on the Senate floor. Positioning Claims · 162 words It is more than just the University of Florida getting it right. This also lands in Florida in big ways because while wildfire may not be an issue in the good Senator’s State, flooding sure is. And that same cascade of risk that I talked about--starting with climate risk, hitting insurance security, moving into mortgage availability, clobbering property values, and then leading to recession--is well underway in Florida. Some have called it the great climate insurance collapse, Hidden agency and in that very difficult situation, Florida is first and worst into that danger. Climate risk first; insurance collapse, second; mortgage market suffering, third--all of those things are happening. Indeed, the chief economist from Freddie Mac, who is not a green guy--he is a finance and mortgage guy--warned there was a coastal property values crash coming.2 And as we go through those different stages from climate risk to insurance to mortgages to property values, unfortunately, Florida led the country last year in lost property values, 3 Reasoning · 33 words which is at least, in part, I think a function of this risk and how it is hammering Florida homeowners. So you don’t really get away from this kind of a general risk. Claims · 113 words The insurance industry is not lying to everybody. They are not leaving customers who pay their premiums because they don’t like the customer. They are leaving customers who pay their premiums because the property is no longer insurable. And what we are seeing here across the United States is massive predictions in insurance rate increase, and Florida is really at the epicenter of that. This dark band is a 200-percent to 300-percent increase, 5 and you see it all along the Florida coast. They are running at about $14,000 already in insurance costs for homes in Florida.4 Double that--not double it, add 200 percent and add 300 percent. That is actually tripling and quadrupling. Reasoning · 11 words You can see how that begins to hammer the home’s value. Claims · 121 words And here, you see a similar problem. This isn’t just a cost problem; this is a nonrenewal problem. It is going to end up costing you more money once you are nonrenewed--absolutely. But you also have to go through the immediate hassle and worry and anxiety of finding out how the heck you are going to insure your home once your insurance company has nonrenewed you. And you can see the focus of nonrenewal is along these coastal areas, very heavily in Florida, and then in some of these wildfire areas that we talked about out in California. So this continues to come at us. It is focused on certain geographic areas more than others, but no place more than Florida. Off point Promise · 28 words So I look forward to working with the good Senator from Florida on finding solutions before the bottom falls out of his insurance, mortgage, and real estate markets. Off point Procedure · 4 words I yield the floor. Procedure Mr. President, Procedure · 7 words I suggest the absence of a quorum. Procedure
At a glance
Lost points for Off point ×39 Procedure ×2 Aside Positioning Hidden agency Off topic Only 4% of this speech directly addressed the bill under debate.
Switch Claims on to list the checkable claims here.
What the tags mean →
Signal · 88
4 of 44 deductions are Signal
Signal checks whether every part makes a point, gives a reason, or asks for action. A low score means the speaker filled time with fluff, pleasantries, or attacks.
Aside A remark off to the side of the point. What the tags mean → “I am looking forward to the day when the Senator from Florida and I can be working together on these issues.” An aside: no claim, reason or ask.
Positioning Praise, blame or attack with no claim, reason or ask in it. What the tags mean → “And it would be great if the science that the University of Florida teaches were also respected and reflected here on the Senate floor.” Positioning: praise, blame or attack. No claim, reason or ask.
Procedure Throat-clearing: announcing what you are about to say, or the House’s routine business. What the tags mean → “I yield the floor.” Procedure or throat-clearing: no claim, reason or ask.
Procedure Throat-clearing: announcing what you are about to say, or the House’s routine business. What the tags mean → “I suggest the absence of a quorum.” Procedure or throat-clearing: no claim, reason or ask.
Relevance · 4
39 of 44 deductions are Relevance
Relevance checks whether the speaker stays on topic and answers the question asked. A low score means the speaker dodged the issue. Measured against the bill under debate.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “As he knows very well, the University of Florida teaches the science of climate change.” About climate change courses at the University of Florida, not the bill’s labor bargaining subject.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “They have courses like Managing for a Changing Climate, Climate Change and Health, Climate Change Science and Solutions, Oceans and Global Climate Change,” A list of climate-related university courses, not anything in the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and many, many others.” Continues the list of climate courses, not the bill’s subject.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “And it would be great if the science that the University of Florida teaches were also respected and reflected here on the Senate floor.” About whether the Senate respects climate science, not the bill’s collective bargaining provisions.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “It is more than just the University of Florida getting it right.” About agreement with climate science generally, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “This also lands in Florida in big ways because while wildfire may not be an issue in the good Senator’s State, flooding sure is.” About flooding and climate risk in Florida, not the bill’s subject.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “And that same cascade of risk that I talked about--starting with climate risk, hitting insurance security, moving into mortgage availability, clobbering property values,” Describes a chain of climate-related financial risks, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and then leading to recession--is well underway in Florida.” About climate-driven financial risk in Florida, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Some have called it the great climate insurance collapse,” Refers to a named climate insurance collapse, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and in that very difficult situation, Florida is first and worst into that danger.” About Florida’s exposure to insurance collapse, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Climate risk first;” Lists climate risk stages, not the bill’s provisions.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “insurance collapse, second;” Lists insurance collapse as a risk stage, not the bill’s subject.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “mortgage market suffering, third--all of those things are happening.” Lists mortgage market effects of climate risk, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Indeed, the chief economist from Freddie Mac, who is not a green guy--he is a finance and mortgage guy--warned there was a coastal property values crash coming.” About an economist’s warning on coastal property values, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “And as we go through those different stages from climate risk to insurance to mortgages to property values, unfortunately, Florida led the country last year in lost property values,” About Florida property value losses tied to climate risk, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “which is at least, in part, I think a function of this risk and how it is hammering Florida homeowners.” About climate risk’s effect on homeowners, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “So you don’t really get away from this kind of a general risk.” About general climate-related risk, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “The insurance industry is not lying to everybody.” About insurers’ conduct, not the bill’s labor provisions.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “They are not leaving customers who pay their premiums because they don’t like the customer.” About insurers dropping customers, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “They are leaving customers who pay their premiums because the property is no longer insurable.” About insurers dropping customers, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “And what we are seeing here across the United States is massive predictions in insurance rate increase,” About predicted insurance rate increases, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and Florida is really at the epicenter of that.” About Florida’s insurance rates, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “This dark band is a 200-percent to 300-percent increase,” About the size of insurance increases in Florida, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and you see it all along the Florida coast.” About insurance increases along the Florida coast, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “They are running at about $14,000 already in insurance costs for homes in Florida.” About insurance costs for Florida homes, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “Double that--not double it, add 200 percent and add 300 percent.” Arithmetic about insurance cost increases, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “That is actually tripling and quadrupling.” Continues the insurance cost arithmetic, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “You can see how that begins to hammer the home’s value.” About insurance costs affecting home values, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “And here, you see a similar problem.” Introduces another insurance problem, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “This isn’t just a cost problem;” Distinguishes cost from nonrenewal in insurance, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “this is a nonrenewal problem.” About insurance nonrenewals, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “It is going to end up costing you more money once you are nonrenewed--absolutely.” About the cost of insurance nonrenewal, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “But you also have to go through the immediate hassle and worry and anxiety of finding out how the heck you are going to insure your home once your insurance company has nonrenewed you.” About difficulties finding new insurance after nonrenewal, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “And you can see the focus of nonrenewal is along these coastal areas, very heavily in Florida,” About where nonrenewals are concentrated, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and then in some of these wildfire areas that we talked about out in California.” About nonrenewals in wildfire areas, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “So this continues to come at us.” About continuing climate-driven insurance problems, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “It is focused on certain geographic areas more than others,” About geographic concentration of insurance problems, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “but no place more than Florida.” About Florida’s insurance situation, not the bill.
Off point Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate. What the tags mean → “and real estate markets.” About Florida’s insurance, mortgage, and real estate markets, not the bill.
Respect · no score
Not checked: graded before this measurement existed. Excluded from the average.
Respect checks whether the speaker argued with people’s positions and records rather than attacking the people: insults, mockery, or bad motives assigned to them. Criticism of what someone did, however strong, is not marked.
Clarity · 98
1 of 44 deductions are Clarity
Clarity checks for plain speaking, clear ownership of actions, and honest limits on certainty. A low score means vague promises or evasive language.
Hidden agency Wording that hides who did something, or who will. What the tags mean → “Some have called it the great climate insurance collapse” The unnamed ‘some’ gives no identifiable source for the striking label attached to Florida’s situation.
Claims · 5
This list shows the factual statements you can check for yourself: the words as said, and the claim restated to stand on its own.
1 “courses like Managing for a Changing Climate, Climate Change and Health, Climate Change Science and Solutions, Oceans and Global Climate Change” The University of Florida offers courses including ‘Managing for a Changing Climate’, ‘Climate Change and Health’, ‘Climate Change Science and Solutions’, and ‘Oceans and Global Climate Change’. search 2 “Indeed, the chief economist from Freddie Mac, who is not a green guy--he is a finance and mortgage guy--warned there was a coastal property values crash coming.” Freddie Mac’s chief economist has warned that a crash in coastal property values was coming. search 3 “Florida led the country last year in lost property values” Florida had the largest property value losses of any US state last year. search 4 “about $14,000 already in insurance costs for homes in Florida” Average home insurance costs in Florida are currently about $14,000 per home. search 5 “a 200-percent to 300-percent increase” Insurance rates along the Florida coast are rising by 200 percent to 300 percent. search
