Analysis · Speech on a bill · beta

Brad Sherman

Democrat on Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act 2026-09-14

175 words · 7 sentences · 9 clauses

Statement grade

B+

Average 81 / 100

A score under 50 is red. Choose a measurement to see where it lost points and why; choose it again to clear.

Procedure 10%Claims 53%Reasoning 33%The ask 5%

This view breaks the statement into its steps and names what each one does.

Mr. Speaker, Procedure · 8 wordsI yield myself the balance of my time.Procedure Mr. Speaker, Procedure · 1 wordsH.R.Procedure Claims · 92 words8278 is an important step to allowing Congress to better understand the technological vulnerabilities of our banking system and what is faced by our bank regulators. Requiring Federal banking agencies to assess and report to Congress on gaps and vulnerabilities in their supervisory tools and their procurement process would further efforts by our regulators to meet emerging risks.¹ Additionally, this bill will allow Federal banking regulators to evaluate and report on the impact of the Trump administration’s executive orders, which, unfortunately, ignore well-documented harms from algorithmic bias in housing and financial services.Off point Reasoning · 57 wordsUltimately, Congress would use the reporting from this bill to ensure that our banking agencies are able to keep up with the challenges that they face, including rapidly developing AI capacities and the need to make sure that our bank regulators are appropriately using AI to enforce all of our banking laws, including those that prevent discrimination.Vague promise Mr. Speaker, The ask · 8 wordsI urge my colleagues to support this bill, Procedure · 9 wordsand I yield back the balance of my time.Procedure

At a glance

Lost points for

Switch Claims on to list the checkable claims here.

What the tags mean

Signal · 89

3 of 5 deductions are Signal

Signal checks whether every part makes a point, gives a reason, or asks for action. A low score means the speaker filled time with fluff, pleasantries, or attacks.

Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I yield myself the balance of my time.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “H.R.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “and I yield back the balance of my time.”Procedure or throat-clearing: no claim, reason or ask.

Relevance · 91

1 of 5 deductions are Relevance

Relevance checks whether the speaker stays on topic and answers the question asked. A low score means the speaker dodged the issue. Measured against the bill under debate.

Talking about something other than the matter at hand: the question asked, or the bill, motion or speech under debate.What the tags mean “which, unfortunately, ignore well-documented harms from algorithmic bias in housing and financial services.”This clause is an attack on the Trump administration’s executive orders rather than the bill’s provisions, purpose, or effects.

Respect · no score

Not checked: graded before this measurement existed. Excluded from the average.

Respect checks whether the speaker argued with people’s positions and records rather than attacking the people: insults, mockery, or bad motives assigned to them. Criticism of what someone did, however strong, is not marked.

Clarity · 63

1 of 5 deductions are Clarity

Clarity checks for plain speaking, clear ownership of actions, and honest limits on certainty. A low score means vague promises or evasive language.

A promise with no date, no measure and no one responsible.What the tags mean “Congress would use the reporting from this bill to ensure”A future use of the reports with no measure, date, or success condition attached.

Claims · 1

This list shows the factual statements you can check for yourself: the words as said, and the claim restated to stand on its own.

1“Requiring Federal banking agencies to assess and report to Congress on gaps and vulnerabilities in their supervisory tools and their procurement process”The bill requires Federal banking agencies to assess and report to Congress on gaps and vulnerabilities in their supervisory tools and their procurement process.search

Analyzed on 2026-09-16