Analysis · Speech on a bill · beta

Monica De La Cruz

Republican on Guarding Unprotected Aging Retirees from Deception Act of 2026 2026-09-14

293 words · 18 sentences · 26 clauses

Statement grade

B+

Average 84 / 100

A score under 50 is red. Choose a measurement to see where it lost points and why; choose it again to clear.

Procedure 25%Thanks 8%Claims 57%Reasoning 8%The ask 3%

This view breaks the statement into its steps and names what each one does.

Mr. Speaker, Procedure · 9 wordsI yield myself such time as I may consume.Procedure Mr. Speaker, Procedure · 36 wordsI note that although H.R. 2978 has not been reported out of Judiciary Committee, ¹which also received a referral for the bill, the Judiciary Committee supports H.R.² 2978 being considered today under suspension of the rules.Procedure Thanks · 8 wordsI thank Chairman Jordan for his committee’s support.Thanks Mr. Speaker, Procedure · 19 wordsI rise today in support of H.R. 2978, the Guarding Unprotected Aging Retirees from Deception Act, or GUARD Act.Procedure Claims · 112 wordsFinancial fraud is one of the fastest-growing threats facing hardworking Americans, particularly seniors and retirees who have spent decades saving for the future. Today, sophisticated scammers are using technology to target vulnerable Americans through increasingly complex schemes. The GUARD Act helps address this challenge by allowing State, local, ³and Tribal law enforcement agencies to use existing Federal grant funding to investigate financial fraud. This bill also gives law enforcement greater access to modern investigative tools by allowing Federal agencies to assist State and local authorities with blockchain tracing and related technologies.⁴ These tools can help law enforcement follow the money, identify bad actors, and recover funds that have been stolen from victims. Reasoning · 24 wordsAs scammers continue to develop new ways to exploit Americans, our law enforcement agencies must have the tools and information necessary to keep pace. Claims · 55 wordsThis bipartisan bill takes a commonsense approach by strengthening coordination between Federal, State, local, and Tribal law enforcement, while providing the resources needed to investigate and disrupt financial fraud. More importantly, the GUARD Act will help protect seniors and retirees who have worked hard their entire lives and deserve to be protected from predatory actors.Vague promise Thanks · 14 wordsI thank Representatives Nunn, Fitzgerald, and Gottheimer for their leadership on this important bill.Thanks Mr. Speaker, The ask · 8 wordsI urge my colleagues to support H.R. 2978, Procedure · 8 wordsand I reserve the balance of my time.Procedure

At a glance

Lost points for

Switch Claims on to list the checkable claims here.

What the tags mean

Signal · 66

12 of 13 deductions are Signal

Signal checks whether every part makes a point, gives a reason, or asks for action. A low score means the speaker filled time with fluff, pleasantries, or attacks.

Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I yield myself such time as I may consume.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I note that although H.R.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “2978 has not been reported out of Judiciary Committee,”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “which also received a referral for the bill, the Judiciary Committee supports H.R.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “2978 being considered today under suspension of the rules.”Procedure or throat-clearing: no claim, reason or ask.
Thanks and tributes.What the tags mean “I thank Chairman Jordan for his committee’s support.”Thanks: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I rise today in support of H.R.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “2978, the Guarding Unprotected Aging Retirees from Deception Act,”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “or GUARD Act.”Procedure or throat-clearing: no claim, reason or ask.
Thanks and tributes.What the tags mean “I thank Representatives Nunn, Fitzgerald,”Thanks: no claim, reason or ask.
Thanks and tributes.What the tags mean “and Gottheimer for their leadership on this important bill.”Thanks: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “and I reserve the balance of my time.”Procedure or throat-clearing: no claim, reason or ask.

Relevance · 100

0 of 13 deductions are Relevance

Relevance checks whether the speaker stays on topic and answers the question asked. A low score means the speaker dodged the issue. Measured against the bill under debate.

Nothing lost points.

Respect · no score

Not checked: graded before this measurement existed. Excluded from the average.

Respect checks whether the speaker argued with people’s positions and records rather than attacking the people: insults, mockery, or bad motives assigned to them. Criticism of what someone did, however strong, is not marked.

Clarity · 86

1 of 13 deductions are Clarity

Clarity checks for plain speaking, clear ownership of actions, and honest limits on certainty. A low score means vague promises or evasive language.

A promise with no date, no measure and no one responsible.What the tags mean “will help protect seniors and retirees”The bill’s protective effect is asserted with no measure, actor, or success condition tied to the promise.

Claims · 4

This list shows the factual statements you can check for yourself: the words as said, and the claim restated to stand on its own.

1“2978 has not been reported out of Judiciary Committee”H.R. 2978 has not been reported out of the House Judiciary Committee.search
2“which also received a referral for the bill”The House Judiciary Committee also received a referral of H.R. 2978.search
3“The GUARD Act helps address this challenge by allowing State, local, ”The GUARD Act allows State, local, and Tribal law enforcement agencies to use existing Federal grant funding to investigate financial fraud.search
4“allowing Federal agencies to assist State and local authorities with blockchain tracing and related technologies”The GUARD Act allows Federal agencies to assist State and local authorities with blockchain tracing and related technologies.search

Analyzed on 2026-09-16