Analysis · Speech on a bill · beta

James C. Moylan

Republican on Main Street Capital Access Act 2026-07-21

135 words · 7 sentences · 10 clauses

Statement grade

A–

Average 89 / 100

A score under 50 is red. Choose a measurement to see where it lost points and why; choose it again to clear.

Procedure 10%Claims 80%Thanks 10%

This view breaks the statement into its steps and names what each one does.

Mr. Speaker, Procedure · 14 wordsI rise today in support of H.R. 6955, the Main Street Capital Access Act.¹Procedure Claims · 108 wordsWhen the people of Guam set out to enterprise new business ventures, we turn to our community banks to raise capital. However, much of America’s financial system is not designed with small businesses in mind. While big banks have the resources to cut through red tape, small community ventures often struggle to comply with a regulatory regime that never had them in mind. The Main Street Capital Access Act makes commonsense reform, tailoring regulations so small lenders can comply, while opening more resources to the new banks, small banks, and rural banks which serve communities like Guam. This bill will give the Guam business community a fair chance, Vague promiseThanks · 13 wordsand I thank the Financial Services Committee for their work on this legislation.Thanks

At a glance

Lost points for

Switch Claims on to list the checkable claims here.

What the tags mean

Signal · 79

3 of 4 deductions are Signal

Signal checks whether every part makes a point, gives a reason, or asks for action. A low score means the speaker filled time with fluff, pleasantries, or attacks.

Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I rise today in support of H.R.”Procedure or throat-clearing: no claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “6955, the Main Street Capital Access Act.”Procedure or throat-clearing: no claim, reason or ask.
Thanks and tributes.What the tags mean “and I thank the Financial Services Committee for their work on this legislation.”Thanks: no claim, reason or ask.

Relevance · 100

0 of 4 deductions are Relevance

Relevance checks whether the speaker stays on topic and answers the question asked. A low score means the speaker dodged the issue. Measured against the bill under debate.

Nothing lost points.

Reasoning · 87

0 of 4 deductions are Reasoning

Reasoning checks for sound logic and solid support for any conclusion. A low score means the speaker made unsupported leaps or used weak arguments.

Nothing lost points.

Conclusions found · 1

Conclusion“This bill will give the Guam business community a fair chance,”

Because“The Main Street Capital Access Act makes commonsense reform, tailoring regulations so small lenders can comply,”

“while opening more resources to the new banks, small banks,”

“and rural banks which serve communities like Guam.”

Reason given

Respect · no score

Not checked: graded before this measurement existed. Excluded from the average.

Respect checks whether the speaker argued with people’s positions and records rather than attacking the people: insults, mockery, or bad motives assigned to them. Criticism of what someone did, however strong, is not marked.

Clarity · 89

1 of 4 deductions are Clarity

Clarity checks for plain speaking, clear ownership of actions, and honest limits on certainty. A low score means vague promises or evasive language.

A promise with no date, no measure and no one responsible.What the tags mean “will give the Guam business community a fair chance”No actor, measure, or success condition is given for how this fair chance will be delivered.

Claims · 1

This list shows the factual statements you can check for yourself: the words as said, and the claim restated to stand on its own.

1“6955, the Main Street Capital Access Act.”The Main Street Capital Access Act has been introduced in the House as H.R. 6955.search

Analyzed on 2026-09-15