Analysis · Speech on a bill · beta

Barry Loudermilk

Republican on Main Street Capital Access Act 2026-07-21

329 words · 15 sentences · 18 clauses

Statement grade

A–

Average 85 / 100

A score under 50 is red. Choose a measurement to see where it lost points and why; choose it again to clear.

Greeting 9%Positioning 16%Claims 39%Aside 15%Reasoning 16%Procedure 3%The ask 3%

This view breaks the statement into its steps and names what each one does.

Mr. Speaker, Greeting · 30 wordsI thank the chairman of the Committee for his hard work on this and for including several of my provisions in this bill that is designed for the small guy.Greeting Positioning · 36 wordsI obviously rise in support of H.R.¹ 6955 not only because it is a good bill, but also because I recognize the need to rightsize Federal regulations and gain more transparency into the financial regulatory process.Positioning Claims · 12 wordsFor too long, Federal financial regulators have taken this one-size- fits-all approach. Aside · 48 wordsIf we applied that same status to ourselves, then let’s just issue every Member of Congress one suit of clothes so that we all wear the same suit of clothes. Now, we wouldn’t accept that because we would only have clothes to fit the largest Member of Congress.Aside Claims · 17 wordsWhat we are saying is that is what we have in the financial services industry right now. Reasoning · 18 wordsWe need to tailor the regulations to fit the business model of the business, especially the small business. Claims · 16 wordsThat is why I am proud that my TAILOR Act has been included in this package.² Positioning · 17 wordsI can’t stress enough the importance of the TAILOR Act because it is for the little guy.Positioning Claims · 41 wordsIt is important because it requires all future regulations to be tailored to the risk of the regulated institution.³ It rewards institutions that adopt sound risk management practices with fewer regulations and punishes those who take an unhealthy amount of risk. Procedure · 9 wordsI also wish to highlight my New BANK Act, ProcedureClaims · 42 wordswhich requires Federal financial regulators to publish annual reports on applications received for creating new financial institutions.⁴ These reports will help give critical insights to the current de novo chartering process and how Congress can reduce complexities and redundancies in the system. Reasoning · 34 wordsTo conclude, Mr. Speaker, I believe this legislative package with my bills included is much more aligned with the goal of a safe and sound financial system that works for all the American people, The ask · 9 wordsand I urge my colleagues to support this bill.

At a glance

Lost points for

Switch Claims on to list the checkable claims here.

What the tags mean

Signal · 56

8 of 8 deductions are Signal

Signal checks whether every part makes a point, gives a reason, or asks for action. A low score means the speaker filled time with fluff, pleasantries, or attacks.

Greetings and pleasantries.What the tags mean “I thank the chairman of the Committee for his hard work on this and for including several of my provisions in this bill that is designed for the small guy.”A greeting: no claim, reason or ask.
Praise, blame or attack with no claim, reason or ask in it.What the tags mean “I obviously rise in support of H.R.”Positioning: praise, blame or attack. No claim, reason or ask.
Praise, blame or attack with no claim, reason or ask in it.What the tags mean “6955 not only because it is a good bill,”Positioning: praise, blame or attack. No claim, reason or ask.
Praise, blame or attack with no claim, reason or ask in it.What the tags mean “but also because I recognize the need to rightsize Federal regulations and gain more transparency into the financial regulatory process.”Positioning: praise, blame or attack. No claim, reason or ask.
A remark off to the side of the point.What the tags mean “If we applied that same status to ourselves, then let’s just issue every Member of Congress one suit of clothes so that we all wear the same suit of clothes.”An aside: no claim, reason or ask.
A remark off to the side of the point.What the tags mean “Now, we wouldn’t accept that because we would only have clothes to fit the largest Member of Congress.”An aside: no claim, reason or ask.
Praise, blame or attack with no claim, reason or ask in it.What the tags mean “I can’t stress enough the importance of the TAILOR Act because it is for the little guy.”Positioning: praise, blame or attack. No claim, reason or ask.
Throat-clearing: announcing what you are about to say, or the House’s routine business.What the tags mean “I also wish to highlight my New BANK Act,”Procedure or throat-clearing: no claim, reason or ask.

Relevance · 100

0 of 8 deductions are Relevance

Relevance checks whether the speaker stays on topic and answers the question asked. A low score means the speaker dodged the issue. Measured against the bill under debate.

Nothing lost points.

Respect · no score

Not checked: graded before this measurement existed. Excluded from the average.

Respect checks whether the speaker argued with people’s positions and records rather than attacking the people: insults, mockery, or bad motives assigned to them. Criticism of what someone did, however strong, is not marked.

Clarity · 100

0 of 8 deductions are Clarity

Clarity checks for plain speaking, clear ownership of actions, and honest limits on certainty. A low score means vague promises or evasive language.

Nothing lost points.

Claims · 4

This list shows the factual statements you can check for yourself: the words as said, and the claim restated to stand on its own.

1“I obviously rise in support of H.R.”The bill under debate, the Main Street Capital Access Act, is H.R. 6955.search
2“my TAILOR Act has been included in this package”The TAILOR Act, sponsored by Barry Loudermilk, is included as part of the Main Street Capital Access Act (H.R. 6955).search
3“it requires all future regulations to be tailored to the risk of the regulated institution”The TAILOR Act requires that future financial regulations be tailored to the risk profile of the regulated institution.search
4“requires Federal financial regulators to publish annual reports on applications received for creating new financial institutions”The New BANK Act requires Federal financial regulators to publish annual reports on applications received for creating new financial institutions.search

Analyzed on 2026-09-15